住房公积金是以实现住房保障为目的，为提高城镇居民居住水平，政府以行政法规规定实行强制储蓄方式建立起来的用于个人住房消费且免征个人所得税和利息税的长期住房储金。-Housing Fund is based on achieving the purpose of housing protection is provided in order to enhance the level of urban residents live, is an executive regulations for a