《风险提示》指出，根据中国互联网金融协会监测，近期通过互联网为个人提供小额现金贷款服务的机构快速增加，其中有的机构不具备放贷资质且存在以不实宣传吸引客户、暴力催收以及收取超高额利息及费用(以下简称“息费”)等问题，这种行为的蔓延容易在局部地区引发金融风险和社会问题，扰乱经济和社会秩序。为此，中国互联网金融协会郑重提醒提供网络小额贷款服务的相关机构应合规发展、审慎经营，广大消费者应理性借贷、合理消费。("Risk warning" pointed out that, according to the association of China Internet financial monitoring, a rapid increase in recent through the Internet to provide personal loan services, some institutions do not have the qualification of lending and in false propaganda to attract customers, as well as for violent collection of ultra high interest and fees (hereinafter referred to as the "interest fee") and other issues, the spread of this behavior can easily lead to financial risks and social problems in the local area, disrupt economic and social order. To this end, China Internet Finance Association solemnly reminded the relevant institutions to provide network microfinance services should be compliance development, prudent management, the majority of consumers should be rational lending, reasonable consumption.)